diff --git a/src/main/java/com/example/demo/domain/DTO/WalletDTO.java b/src/main/java/com/example/demo/domain/DTO/WalletDTO.java
new file mode 100644
index 0000000..db73ef6
--- /dev/null
+++ b/src/main/java/com/example/demo/domain/DTO/WalletDTO.java
@@ -0,0 +1,24 @@
+package com.example.demo.domain.DTO;
+
+import lombok.AllArgsConstructor;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+import java.math.BigDecimal;
+
+/**
+ * @program: gold-java
+ * @ClassName WalletDTO
+ * @description:
+ * @author: Double
+ * @create: 2026−03-05 11:47
+ * @Version 1.0
+ **/
+
+@Data
+@NoArgsConstructor
+@AllArgsConstructor
+public class WalletDTO {
+    private Integer id; //钱包id
+    private BigDecimal permanentGold;
+}
\ No newline at end of file
diff --git a/src/main/java/com/example/demo/mapper/coin/ConsumeMapper.java b/src/main/java/com/example/demo/mapper/coin/ConsumeMapper.java
index 90f9010..4d2635d 100644
--- a/src/main/java/com/example/demo/mapper/coin/ConsumeMapper.java
+++ b/src/main/java/com/example/demo/mapper/coin/ConsumeMapper.java
@@ -1,6 +1,7 @@
 package com.example.demo.mapper.coin;
 
 import com.example.demo.domain.DTO.RegionWalletDTO;
+import com.example.demo.domain.DTO.WalletDTO;
 import com.example.demo.domain.entity.UserGoldRecord;
 import com.example.demo.domain.entity.Wallet;
 import com.example.demo.domain.vo.coin.ConsumeUser;
@@ -51,4 +52,5 @@ public interface ConsumeMapper {
      List<RegionWalletDTO> selectRegionWalletByJwcode(Integer jwcode);
      List<Wallet> selectWallet();
      void createRegionWallet(Integer jwcode);
+     void updateRegionWallet(WalletDTO wallet);
 }
diff --git a/src/main/java/com/example/demo/serviceImpl/coin/ConsumeServiceImpl.java b/src/main/java/com/example/demo/serviceImpl/coin/ConsumeServiceImpl.java
index 61ba77e..109cb91 100644
--- a/src/main/java/com/example/demo/serviceImpl/coin/ConsumeServiceImpl.java
+++ b/src/main/java/com/example/demo/serviceImpl/coin/ConsumeServiceImpl.java
@@ -3,6 +3,7 @@ package com.example.demo.serviceImpl.coin;
 import com.example.demo.Util.GoldTistV2;
 import com.example.demo.Util.SimpleIdGenerator;
 import com.example.demo.domain.DTO.RegionWalletDTO;
+import com.example.demo.domain.DTO.WalletDTO;
 import com.example.demo.domain.entity.User;
 import com.example.demo.domain.entity.UserGoldRecord;
 import com.example.demo.domain.vo.coin.*;
@@ -227,6 +228,53 @@ public class ConsumeServiceImpl implements ConsumeService {
        else if (consumeUser.getPermanentGold().compareTo(BigDecimal.ZERO)==0&&consumeUser.getFreeGold().compareTo(BigDecimal.ZERO)==0&&consumeUser.getTaskGold().compareTo(BigDecimal.ZERO)==0){
        GoldTistV2.addCoinRecordNew(String.valueOf(consumeUser.getJwcode()), consumeUser.getRemark(),consumeUser.getAdminName(),consumeUser.getGoodsName());}
 
+       if(consumeUser.getPermanentGold().compareTo(BigDecimal.ZERO)!=0) {
+           // 需要扣除的永久金币总量
+           BigDecimal remainingPermanentGold = consumeUser.getPermanentGold();
+
+           // 遍历钱包列表，依次扣款
+           for(RegionWalletDTO wallet : regionWallets) {
+               // 如果剩余需要扣除的金额为0，结束循环
+               if(remainingPermanentGold.compareTo(BigDecimal.ZERO) <= 0) {
+                   break;
+               }
+
+               // 获取当前钱包的永久金币余额
+               BigDecimal walletBalance = wallet.getCurrentPermanentGold() != null ? wallet.getCurrentPermanentGold() : BigDecimal.ZERO;
+
+               // 计算当前钱包可以扣除的金额（不超过钱包余额和剩余需要扣除的金额）
+               BigDecimal deductAmount = BigDecimal.ZERO;
+               if(walletBalance.compareTo(remainingPermanentGold) >= 0) {
+                   // 钱包余额足够，扣除剩余全部金额
+                   deductAmount = remainingPermanentGold;
+                   remainingPermanentGold = BigDecimal.ZERO;
+               } else {
+                   // 钱包余额不足，扣除全部余额
+                   deductAmount = walletBalance;
+                   remainingPermanentGold = remainingPermanentGold.subtract(deductAmount);
+               }
+
+               // 如果需要扣除金额大于0，执行扣款操作
+               if(deductAmount.compareTo(BigDecimal.ZERO) > 0) {
+                   WalletDTO updateWallet = new WalletDTO();
+                   updateWallet.setId(wallet.getId());
+                   // 设置需要扣除的永久金币金额
+                   updateWallet.setPermanentGold(deductAmount);
+
+                   // 调用Mapper方法更新钱包余额
+                   consumeMapper.updateRegionWallet(updateWallet);
+               }
+           }
+
+           // 检查是否所有需要扣除的金额都已扣除
+           if(remainingPermanentGold.compareTo(BigDecimal.ZERO) > 0) {
+               // 如果还有剩余金额未扣除，说明所有钱包余额不足
+               String errorMsg = "所有钱包永久金币余额不足，剩余需要扣除:" + remainingPermanentGold;
+               log.error(errorMsg);
+               throw new SystemException(errorMsg);
+           }
+       }
+
         consumeMapper.add(userGoldRecord);
         consumeMapper.updateUserGold(userGoldRecord);
         User user = new User();
diff --git a/src/main/resources/mapper/ConsumeMapper.xml b/src/main/resources/mapper/ConsumeMapper.xml
index c91bc07..2dbf36b 100644
--- a/src/main/resources/mapper/ConsumeMapper.xml
+++ b/src/main/resources/mapper/ConsumeMapper.xml
@@ -365,4 +365,15 @@
         FROM user u
         WHERE u.jwcode = #{jwcode}
     </insert>
+
+    <!-- 更新钱包金币余额 -->
+     <update id="updateRegionWallet" parameterType="com.example.demo.domain.DTO.WalletDTO">
+        UPDATE user_region_wallet
+        <set>
+            <if test="currentPermanentGold != null and currentPermanentGold.compareTo(BigDecimal.ZERO) != 0">
+                current_permanent_gold = current_permanent_gold - #{currentPermanentGold},
+            </if>
+        </set>
+        WHERE id = #{id}
+    </update>
 </mapper>
\ No newline at end of file